Which type of insurance is specifically aimed at management decisions and legal liabilities?

Directors and Officers Liability Insurance is designed specifically to provide coverage for the personal liability of corporate directors and executives in the event they are accused of wrongful acts while managing a company. This type of insurance protects individuals against claims made for actual or alleged negligence, errors of judgment, or breaches of fiduciary duty in their management roles. It ensures that they can make decisions without the fear of personal financial loss due to litigation related to their management activities.

In contrast, General Liability Insurance primarily covers a business against claims of bodily injury or property damage that may arise from its operations. Workers' Compensation Insurance is focused on providing medical benefits and wage replacement to employees injured on the job, and Comprehensive Insurance typically refers to a policy that covers a wide range of risks but does not specifically address management decisions or legal liabilities. Therefore, the specialization of Directors and Officers Liability Insurance in protecting the management of a company makes it the correct choice for this question.