Which two types of insurance are required for contractors in Georgia?

In Georgia, contractors are required to carry specific types of insurance to protect themselves, their employees, and their clients. Workers' Compensation Insurance is mandatory for most contractors, ensuring that employees receive benefits if they are injured on the job. This protection not only safeguards the workers but also mitigates potential legal issues for the employer.

General Liability Insurance is another essential coverage for contractors. It protects against claims of property damage or bodily injury that may arise during the course of business operations. This coverage is vital for contractors as it helps to address claims from clients or third parties and ensures that the contractor can manage potential risks associated with their work.

While other types of insurance, such as auto insurance or property insurance, can be important depending on the specifics of the contractor's operations, they are not specifically mandated by law like Workers' Compensation and General Liability Insurance are. Therefore, the combination of Workers' Compensation and General Liability Insurance aligns perfectly with Georgia's legal requirements for contractors, ensuring that they are adequately protected and compliant with state regulations.