What does Workers' Compensation insurance primarily provide coverage for?

Workers' Compensation insurance primarily provides coverage for employees who are injured on the job. This type of insurance is designed to protect workers by offering benefits for medical expenses, rehabilitation costs, and lost wages resulting from work-related injuries or illnesses. It ensures that employees can receive the necessary care and support they need to recover and return to work without facing financial hardship due to the accident.

The focus of Workers' Compensation is specifically on injuries that occur in the workplace or are related to job duties, distinguishing it from other forms of insurance that might cover different types of incidents or liability. This coverage is crucial for both employees and employers, as it creates a safer work environment and mitigates the risk of lawsuits arising from workplace injuries.